Flash floods occur as a result of heavy rainfall, rapid snow thaw, city drains overflowing or dam/levee failures. They occur quickly and unexpectedly, within 6 hours of the events that caused them. Here are more facts to give you an idea of how dangerous flash floods can be:

• Every region in the United States can be affected by flash floods, especially low-lying areas: near river beds and coastlines.
• Cities are more likely to be affected by flash floods due to the predominant impermeable surfaces, such as asphalt, and the lack of natural drainage systems.

Prepare Yourself for IRS Phone Scams

Your phone rings. When you check, the caller ID shows it’s the IRS calling. (Three letters that can give you a sinking feeling in the pit of your stomach.) But you think to yourself: I don’t believe I owe any taxes. And I haven’t even submitted this year’s return. Why are they calling me? But it says it’s the IRS, so it must be them… right?

WRONG.

For a number of years scammers have been calling people across the country, spoofing the caller ID, claiming to be IRS officials, and demanding immediate payment of fines or back taxes.…